Affordable Dental Insurance

Affordable dental insurance is available but you have to look.  Some affordable insurance is a real bargain and others only seem like a bargain.  We search the internet for the best and most affordable dental insurance each month and list our favorites here.  

When searching for an affordable plan the first thing you need to decide if you want dental insurance or a dental plan.  The difference between dental insurance and dental plans is price and coverage. 

For an individual, dental insurance usually costs more (around $35/month or $420/year) and the amount it pays caps at around $1000 for the year.  You have to pay a deductible and you are responsible for a co-pay of between 10-60% of each visit depending on whether you go to a dentist in the company's network or outside it.  So, if your dentist charged $300 and you have a 20% co-pay you would pay $60 for this visit.

Dental plans are much more affordable (usually around $100/year) and give you discounts on all the services from the dentist.  You have to use a dentist in their network.  If you go with a good provider you can usually save a lot of money - usually around half the normal fee.  Plus, unlike dental insurance, dental plans don't require background or history, everyone gets covered.

Best Affordable Dental Insurance

• Our top pick for best affordable dental plan is Dental Plans.  It is by far the best out there.  Their best selling plan costs just $99/year for an individual and just $139 for a family.  With this plan you can get a dental checkup for around $14. 

Unlike a lot of affordable dental plans, this one also gives you even more for FREE.  Included free with your plan is up to 50% savings on vision care such as eyeglasses, contacts and exams, up to 30% on prescription drugs, and up to 20% on hearing aids. 

Their service and plans are all top notch.  Plus, there's no waiting for coverage, they don't check your dental history and it's really fast and easy to sign up.

Click here to see this affordable dental plan.

• Our top pick this month for best affordable dental insurance is E health insurance.  They provide a wide variety of dental insurance plans for individuals, families and groups/businesses.  They make it easy to compare the insurance plans they offer. 

Click here to see the affordable dental insurance they offer.

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